Notice of Mortgage Foreclosure - Raenell Campbell
NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:
October 31, 2022
MORTGAGOR: Raenell S Campbell, a married woman.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Bell Bank, its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded November 2, 2022 Wabasha County Recorder, Document No. 350828.
ASSIGNMENTS OF MORTGAGE: Assigned to: Bell Bank. Dated March 27, 2025 Recorded April 4, 2025, as Document No. A359097.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1010104-1000170297-1
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell Bank
RESIDENTIAL MORTGAGE SERVICER: Bell Bank
MORTGAGED PROPERTY ADDRESS: 29369 County Road 25, Elgin, MN 55932
TAX PARCEL I.D. #:
R19.00004.03
LEGAL DESCRIPTION OF PROPERTY:
That part of Outlot 10 and 11, Bryant’s Addition to the City of Elgin, Wabasha Couty, Minnesota, described as follows: Commencing at the Southwest corner of Lot 14, Block 12, of said Bryant’s Addition; thence North 89 degrees 51 minutes 48 seconds West, assumed bearing, along the North line of VanDusen Street, 99.00 feet; thence North 00 degrees 32 minutes 37 seconds West, along the East line of said Outlot 11, a distance of 660 feet; thence South 89 degrees 51 minutes 48 seconds East a distance of 33.00 feet; thence North 00 degrees 32 minutes 37 seconds West a distance of 373.16 feet for a point of beginning. Thence South 00 degrees 32 minutes 37 seconds East a distance of 373.16 feet; thence North 89 degrees 51 minutes 48 seconds West a distance of 33.00 feet; thence South 00 degrees 32 minutes 37 seconds East a distance of 257.24 feet to the center of the creek running Northwesterly across said Outlots 11 and 12 (which will be described in the next 3 courses); thence North 21 degrees 50 minutes 56 seconds West, 169.00 feet; thence North 05 degrees 09 minutes 54 seconds West, 253.97 feet; thence North 21 degrees 45 minutes 15 seconds West, 237.40 feet to the South line of the North 250.00 feet of said Outlot 10 and 11; thence East, along said South line, 200.77 feet, more or less, to the point of beginning and there terminating.
Together with a driveway easement over and across the West 33 feet of the following parcel:
The North 250 feet of the following described parcel: Commencing at a point 6 rods West of the southwest corner of Lot 14 of Block 12 of Bryant’s Addition to Elgin and running North 40 rods, thence at right angles East 2 rods, thence at right angles North 40 rods to the North line of Section 27, Township 108 North, Range 12 West, thence at right angles West 22 rods, 10 feet, thence at right angles South 1,100.5 feet, thence East 172 feet, thence South 219.5 feet to the center of VanDusen Street, thence East to the place of beginning.
COUNTY IN WHICH PROPERTY IS LOCATED: Wabasha
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:
$274,928.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $302,112.85
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 11, 2025 at 10:00 AM
PLACE OF SALE: Lobby of the Sheriff’s Main Office, 848 17th Street East, Wabasha, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 11, 2025, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: April 4, 2025
Bell Bank
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE
& BARBEE, P.L.L.P.
Attorneys for Mortgagee/
Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
86 - 25-002542 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Lake City Graphic
on April 17 & 24,
May 1, 8, 15 & 22, 2025