Notice of Foreclosure - Sontina Morrill
NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 3, 2005
MORTGAGOR: Sontina M. Morrill, a single person
MORTGAGEE: Forward Bank successor-by-merger to Lake City Federal Bank
DATE AND PLACE OF RECORDING: Recorded January 10, 2005, in the office of the Registrar of Titles, as Document No. T12528, Wabasha County, Minnesota.
MORTGAGED PROPERTY ADDRESS: 900 Louise Lane, Lake City, MN 55041
TAX PARCEL I.D. NOS. R22.01436.00
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Peters’ Addition to the City of Lake City, according to the plat thereof on file and of record in the office of the County Recorder, Wabasha County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Wabasha
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $61,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $22,577.06
INTEREST RATE AND PER DIEM: Current interest rate is 3.25%, with a daily per diem of $1.75.
The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, Subd. 30. The name of the residential mortgage servicer and lender or broker, as defined in Minn. Stat. 58.02 is: Forward Bank successor by merger with Lake City Federal Bank.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 17, 2025, at 10:00 a.m.
PLACE OF SALE: Wabasha County Sheriff’s Office, 848 17th Street East, Suite 1, Wabasha, Minnesota 55981, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 17, 2026, at 11:59 p.m.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 21, 2025
AVISEN LEGAL P.A.
By: /s/ Creig Andreasen Creig Andreasen (#334832)
901 Marquette Avenue South, Suite 1675
Minneapolis, MN 55402
612-416-2199
Attorney in Fact for
Forward Bank
IMPORTANT NOTICE
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
Published in the Lake City Graphic
on July 31, August 7, 14, 21, 28
& September 4, 2025